| |
Wedding Insurance from the UK
Four levels of wedding insurance for UK weddings, WeddingPlan offer to protect your big day. Buy online and get a £5.00 discount on normal prices. Insure your wedding with the best wedding insurance policies available from the UK.
A choice of Silver, Gold, Platinum or Diamond cover, each covering Wedding Insurance policy from Wedding plan will cover varied amounts for :(Last updated: 23rd Nov 2007)
| Wedding Insurance Cover Level |
Silver |
Gold |
Platinum |
Diamond |
| |
£27.50 |
£45.00 |
£75.00 |
£99.00 |
| |
Buy Now |
Buy Now |
Buy Now |
Buy Now |
| |
| Cancellation of Wedding and/or Reception |
£5,000 |
£9,000 |
£18,000 |
£30,000 |
| Rearrangement of Wedding and/or Reception |
£2,750 |
£5,000 |
£10,000 |
£15,000 |
| Failure of Suppliers |
£1,250 |
£1,500 |
£3,000 |
£5,000 |
| Wedding/Ceremonial Attire |
£2,000 |
£3,000 |
£6,000 |
£10,000 |
| Wedding Gifts |
£2,000 |
£3,000 |
£6,000 |
£10,000 |
| Wedding Rings, Flowers, Attendants' Gifts, Cake |
£1,500 |
£2,000 |
£4,000 |
£10,000 |
| Wedding Cars and Transport |
£1,250 |
£1,500 |
£3,000 |
£5,000 |
| Photographs and Video |
£1,250 |
£1,500 |
£3,000 |
£5,000 |
| Essential Document Indemnity (for overseas weddings only) |
£250 |
£250 |
£500 |
£1,000 |
| Personal Liability |
£2,000,000 |
£2,000,000 |
£2,000,000 |
£2,000,000 |
| Personal Accident |
£10,000 |
£20,000 |
£40,000 |
£40,000 |
| Legal Expenses |
£5,000 |
£5,000 |
£10,000 |
£20,000 |
| |
|
|
|
|
| Optional Marquee Cover |
£49
£20,000 cover |
| Optional Public Liability Cover |
£19
£2,000,000 cover |
Above is a summary of the wedding insurance cover. Full terms and conditions, which includes any excesses applicable, are detailed in the policy document: Weddingplan Wedding Insurance Policy Document (1.65MB)
To view the policy document, you need to have Adobe Acrobat reader installed, download it for free here.
Weddingplan wedding insurance is arranged by Travellers Protection Services Limited, who are authorised and regulated by the Financial Services Authority (Firm Reference Number 311788).
Click here for your Wedding Insurance Quote
Click here to find out more from WeddingPlan.
Is Wedding Insruance Necessary?
"I've heard about wedding insurance. Is it really necessary?"
The purpose of wedding insurance is to protect the investment you're making in your wedding day should something go wrong. Say, for example, you've planned for a £7,000 or £20,000 wedding, and the day before, you come down with strep throat. Instead of struggling through the ceremony and celebration, you could postpone your wedding and your costs would be covered.
Or lets say your caterer vanishes with your deposit, or your wedding dress is lost in transit when it's sent to the tropical island where you are getting married. Insurance will reimburse you for the deposit in the first case and for the cost of the gown up to the amount insured in the second. In the case of one couple, according to Karen Sandau, president and cofounder of Wedsafe Wedding Insurance, there was a fire at the reception hall days before the wedding. The vendor returned the deposit, making that a nonissue, but insurance also paid £500 for the cost of invitations notifying guests of the new reception site.
When taking out a policy, be sure you understand what is and isn't covered. Usually coverage includes postponing the wedding due to the illness of a principal wedding party member, extreme weather conditions or if the bride or groom serves in the military and is suddenly deployed. Other items may include wedding attire, photography, wedding bands, gifts and loss of deposits from vendors. You may even be reimbursed if the wedding must be postponed due to unexpected job loss. (Getting cold feet and calling the whole thing off does not qualify for coverage!)
One time costs for wedding insurance run from about £50 for £3000 of coverage to £200 for a £20,000 policy that's pretty good for the total cost it could save you, not to mention your all important peace of mind.
Should You Say "I Do" to Wedding Insurance? Mum always said, "It's better to be safe than sorry." Does this little life lesson also apply to your big day? The decision to purchase wedding insurance is a no-brainer when it comes to your wedding. But why insure your wedding day? It may seem more paranoid than practical, but it's a hot discussion topic and in some cases, a priority among todays engaged couples. Illness. Bad weather. Injury. Fire. Even with a trunk-sized wedding day emergency kit, some circumstances can't be predicted or controlled. We've all heard the wedding horror stories: the catering hall that went bankrupt, the wedding dress that went missing, the film that was destroyed. As bleak as it may sound, there are no guarantees in life - even on the happiest of occasions. And although you'd rather focus on your heart than your pocketbook, your financial future could be at stake.
What is Wedding Insurance?
Like any insurance policy, wedding insurance protects you from financial loss while offering peace of mind. The purchase of wedding insurance assures you coverage should the event be cancelled, postponed or just plain affected by unforeseen circumstances.
How much does it cost?
A basic wedding insurance policy costs around £55, average wedding insurance policies cost between £100 and £200
Where is it available?
Popularised in England, wedding insurance is now available in all 50 states in the United States too.
|
|
